We tear down what's inaccurate, build what's missing, and put you in front of the lenders who say yes. FCRA-compliant credit repair, premium aged tradelines, and a 269-lender pre-approval engine — one secure, members-only platform.
Pick your goal, book the call. No credit pull. No spam. One tap to start.
Every figure below comes off the member platform. Every file is different — yours gets its own plan on the call.
That's one member's file. Yours is different — but the levers are the same: remove what shouldn't be there, add what's missing, then apply where you'll get a yes.
Illustrative member file. Results vary; no score, deletion, or timeline is guaranteed.
Most companies sell you one piece. We run the whole play inside one portal.
FCRA-compliant disputes targeting collections, charge-offs, late payments, hard inquiries, public records, and bankruptcies — bureau round, furnisher round, method-of-verification follow-ups.
Aged, low-utilization authorized-user tradelines from major banks with published posting schedules. Personal lines report to all three bureaus.
Pre-approval engine ranks 269 lenders by approval likelihood against your score band, income, and business status — before you apply.
Established entities with filing history for clients who need a business with a past, ready for banking and credit today.
Locked out of banking? We work the reporting on ChexSystems and Early Warning so you can open the accounts you need.
Monthly programs, no setup fees, 3-day cancellation right at signup. Written contract and your CROA rights before any work starts. Pricing is shared on your free analysis — built around your file, not a menu.
Each package is a multi-line combination, not a single account. Pick the tier that matches the funding you're going after — pricing is quoted on your call once we see the file.
Your score band, income, and business status run against 269 lenders — bank cards, fintech cards, credit builders, personal loans, credit unions — and come back ranked by approval likelihood with estimated limits. Then we sequence the applications.
Run my funding match →Every 20 points changes which lenders will even look at you. Drag to your current score — then book the call and we'll show you the exact list for your file.
Show me my lenders →No template letters blasted to everyone. Your file is read line by line and worked under the law that gives you the power — the Fair Credit Reporting Act.
Set up your member account and complete the secure intake. Pull your updated 3-bureau report through the $1 IdentityIQ trial — required for the analysis.
Your case manager maps every inaccurate, unverifiable, and obsolete item, picks the tradelines that fit your file, and builds the plan. Contract, CROA rights disclosure, and 3-day cancellation window before any work begins.
Tradelines post in 11–35 days. Disputes run in rounds — bureau reinvestigation under §611, furnisher disputes under §623 — with results typically in 30–90 days, tracked live in your portal. Then we run the funding sequence.
IdentityIQ trial — live Equifax, Experian, and TransUnion reports and scores. Required for your account analysis; it's what we read on the call.
Start $1 trial →The habits quietly dragging your score down — and the one most people repeat every single month without knowing.
Individual results. Every file is different, and we'll tell you on the call what's realistic for yours.
Credit Goliath did an excellent job — cleaned my credit super fast, in 7 days.
— Jamaal K.Awesome service. Cleaned me and my wife's credit — we got approved for a $1.3 million mortgage.
— Derrick B.Score jumped 142 points in under 6 weeks. The team kept me updated the whole way.
— Jasmine C.Came in at a 540, sitting at 720 four months later.
— Carlos W.Tradelines posted exactly on schedule. Funding approved a month later.
— Marcus D.They helped me and my family get approved for a home and a car.
— Xavier O.Some great services — cleaned my credit and added a boost.
— B.Credit Goliath did an excellent job — cleaned my credit super fast, in 7 days.
— Jamaal K.Awesome service. Cleaned me and my wife's credit — we got approved for a $1.3 million mortgage.
— Derrick B.Score jumped 142 points in under 6 weeks. The team kept me updated the whole way.
— Jasmine C.Came in at a 540, sitting at 720 four months later.
— Carlos W.Tradelines posted exactly on schedule. Funding approved a month later.
— Marcus D.They helped me and my family get approved for a home and a car.
— Xavier O.Some great services — cleaned my credit and added a boost.
— B.Anything not here — call, WhatsApp, or ask on your free analysis.
Book the free credit analysis. Pull your 3-bureau report through the $1 IdentityIQ trial before the call so we can read your actual file. On the call you get the plan; if you move forward, you receive the written agreement and your CROA rights, then a 3-day window before any work begins.
Free, and we never pull your credit. You bring your own report (IdentityIQ, $1 trial), which means no inquiry on your file.
Monthly plans cancel anytime. You also have a 3-day cancellation right at signup by law, before any services are performed.
Inaccurate, incomplete, unverifiable, obsolete, re-aged, not-mine, duplicate, and identity-theft items — and inquiries made without permissible purpose. We do not dispute accurate, current information, and we never guarantee a deletion, a score, or a timeline.
Bureaus have 30 days (45 in some cases) to reinvestigate under FCRA §611 — verify it or delete it. Members typically see first movement in 7–14 days and dispute results in 30–90 days. Every file is different.
Yes — you have the legal right to dispute directly with the bureaus for free. What we sell is the strategy, the letters, the follow-through across rounds, and the tradeline and funding engines on the same platform.
Personal authorized-user lines post in 11–35 days on the bank's published statement date. Statement-date guaranteed; if a line fails to post, it's replaced under the Replacement Policy.
Business packages report to SBFE and Equifax Business. Personal/primary tradeline products are the ones that report to Experian, Equifax, and TransUnion.
Your score band, income, and business status are matched against 269 lenders and ranked by approval likelihood with estimated limits. We then sequence your applications — soft-pull and prequal lenders first. Lenders make the final decision; we never guarantee funding.
Through the secure Make a Payment page in the member platform. Ask your case manager about the payment methods currently accepted.
Loan officers, realtors, credit coaches, funding brokers: sign up, get your link, and let the platform handle intake, tracking, and payouts.
Talk to a specialist. No cost. No pressure. A 20-minute strategy session across credit repair, tradelines, funding, and aged corporations — and you leave with a plan.